Before you buy a house, you should have a budget. Take into account your current expenses as well as the cost of moving and relocating. Decide on the maximum amount you can borrow for the down payment and a buffer fund. Next, determine how much you can afford each month for your mortgage. Then, budget your monthly payments accordingly....

When buying a new home, there are many things to consider before making an offer. Many builders are willing to negotiate prices when their properties first go on the market, but they rarely lower the price. It is better to negotiate for additional extras than to get a price cut or publicized price drop. A lot of the same issues...

Purchasing a new home is similar to buying an existing home. However, some differences arise when it comes to new construction. For example, location is important. While a new home built at the back of a neighborhood may offer a more quiet setting, it also means a longer drive. Another consideration is lot orientation. Home lots facing the road...